No Stress Test Mortgages

Are your struggling with the mortgage amount approved from major banks under today's "stress test" lending policy?

With mortgage stress test policy, a typical borrower with good credit can borrow up to 5 times of his/her income (assuming no any major debts). To put it another way, if a borrower makes $100K per year, the maximum mortgage he/she can borrow is around $500K under today’s stress test.

Not enough? Valueland can help!

Valueland has partnered with a mortgage lender who is able to lend approximately 8.5 times of annual income at attractive rates. With an annual income of $100,000, borrowers have the possibility of getting a mortgage close to $850,000.

Take a look at the following example. The two screen shots of property searches change based on whether to use the mortgage stress test.  The second search results give you more purchase options through qualifying without the stress test.

 

No Stress Test on mortgages, No Stress for Borrowers! 

Contact Valueland to get the process started!